Have questions about the home buying process? Want to learn more about mortgage loans? You’ve come to the right place. The Home Buying Institute offers a wealth of articles to help you learn how to buy a house. We’ve been publishing home buying and mortgage-related tutorials since 2006. From helpful how-to articles to the latest industry news — you’ll find it all right here.
First-Time Buyer Mortgage Q&A
Planning to buy your first home soon? Have questions about how to buy a house with a mortgage loan? We have you covered. This tutorial answers some of the most common questions “newbies” have about mortgage products and programs — including the popular FHA program.
Overview: How to Buy a House
To illustrate how to buy a house, we have recreated the process using fictitious home buyers, John and Jane. In this tutorial, you can follow the first-time buyers as they navigate the process. For even more information, be sure to follow the links spread through the lesson.
30-Year Mortgage Rate Trends
We regularly report on mortgage rates. Our writers provide daily coverage of rate trends and other developments within the lending industry. Our mission is to provide useful mortgage loan information for home buyers and homeowners, and interest rates are a big part of that mission.
Types of Mortgage Loans
This article is a must read for first-time buyers. It walks you through some of the choices you’ll have. It explains the differences between fixed and adjustable products, and FHA versus conventional loans. It’s part of our ‘How to Buy a House’ lesson plan for home buyers.
Mortgage Pre-Approval Process
Getting pre-approved benefits you in several ways. It helps you identify any issues that may prevent you from getting a final approval. It also makes you more competitive, as a home buyer. This article explains the pre-approval process in detail.
Credit Scores & Mortgage Loans
Did you know your credit score can make or break your chances of getting a home loan? It’s true. This three-digit number is very important during the application, undewriting and approval process. Here’s what you need to know about it.
Mortgage and Housing News
We keep a finger on the pulse of the housing industry, to keep you informed about the latest trends and developments. The stories below contain up-to-the-minute information on mortgage programs, home prices, interest rates, and other topics relevant to home buyers.
- New guide to the FHA loan process (July 26, 2013)
- 17 things you should know about credit scores (July 25, 2013)
- Mortgage rates; a look back, and a look ahead (July 22, 2013)
For the latest housing and mortgage-related stories, visit our news home page.
Tip: Have questions about how to buy a house? Try using the search box located in the upper-right corner of this (and every) page. Our website offers hundreds of articles and tutorials, covering a wide variety of home-buying topics. How do I choose the right type of loan? How do I make an offer to buy a house? How do I negotiate with the seller? You’ll find answers to these questions and more. We publish new articles on a daily basis, to keep you informed!