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Credit and Debt Help from HBI
Welcome to the new-and-improved credit and debt blog. This website is an educational service of the Home Buying Institute. If you have questions about your credit or debt situation, you'll probably find the answers on this blog. Here are the most recent articles:
Can I Rollover My 401k Into a Roth IRA?
February 3, 2012
Many people who leave a job (for whatever reason) choose to do a 401k rollover into a Roth IRA account. There are clearly some advantages to this strategy. But is it right for you? Let’s consider all of the angles… You’ve spent years... [full story]
5 Ways to Get a Car Loan – And the Pros and Cons of Each
January 31, 2012
Article Summary: Every car buyer should get car loan quotes from at least two different sources. Three or four is even better. This is the only way to compare interest rates and terms to spot the best deal. This article explains how and where you can... [full story]
How to Rebuild Your Credit Rating After a Negative Event
January 30, 2012
Bankruptcy. Debt collections. Foreclosures. These things can do serious damage to a person’s credit rating / score. The damage can be long-lasting. But it’s not always permanent. There are certain actions you can take to rebuild your credit... [full story]
How to Step Debt Collectors from Calling You
January 27, 2012
In this article, you will learn how to stop debt collectors from calling. We will also talk about the laws that regulate this industry, and how you can use them for your own protection. The phone rings. You look at the caller ID, but it doesn’t... [full story]
Why is My FICO Score So Low All of a Sudden?
January 22, 2012
Reader Question: “I checked my FICO credit scores in the summer of last year. My middle number was 745, and the other two weren’t far off from that. I checked them again a week ago and was shocked to see that they had dropped quite a bit.... [full story]
Using a Personal Loan for Credit Card Debt Consolidation
January 16, 2012
Reader question: “I have a lot of credit card debt that I would like to consolidate. I am paying a pretty high interest rate on a couple of the cards, and it makes me sick to my stomach when I submit my payments each month. It seems like debt consolidation... [full story]
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Expert Credit Advice
All of the articles on this blog were written by Brandon Cornett. Brandon is the creator of the Home Buying Institute. He has provided credit and debt help to U.S. consumers since 2005. A prolific writer, his articles can be found on thousands of websites and blogs.
