How to Rebuild Your Credit Rating After a Negative Event

Bankruptcy. Debt collections. Foreclosures. These things can do serious damage to a person’s credit rating / score. The damage can be long-lasting. But it’s not always permanent. There are certain actions you can take to rebuild your credit rating after a negative event, such as bankruptcy. In this article, you’ll learn how to go about [...]

Why is My FICO Score So Low All of a Sudden?

Reader Question: “I checked my FICO credit scores in the summer of last year. My middle number was 745, and the other two weren’t far off from that. I checked them again a week ago and was shocked to see that they had dropped quite a bit. My middle number was 670. Why is my [...]