Home Buying Process - Are You Financially Prepared

As part of the home buying process, your credit and other finances will be put under the microscope. Lenders will examine your credit report, your debt-to-earning ratio ... everything.

So it pays to do a little self-examination before you begin the home buying process. Look at your own credit (before the lender does) for any mistakes. Consider your own debt-to-earning ratio. Run some numbers through a mortgage calculator to see what you might afford.

In other words, do whatever is necessary to avoid surprises.

Featured Resource at HomeBuyingInstitute.com:
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How to conduct a home buying self-assessment
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