Home Buying Question: How do I check my credit?

Reviewing your credit report is one of the first steps you should take during the home buying process.

It's easy to obtain copies of your credit report. Yes, I said "copies" ... plural. There are three credit-reporting agencies (Equifax, Experian and Trans Union), so you should request your credit report from all three.

By law, you are entitled to one free credit report per year. You can request a copy from all three companies at once by visiting their joint website: AnnualCreditReport.com.

Once you've received your credit reports, you should go over them with a fine-tooth comb to look for errors or inaccuracies. Here's more info on that.

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This post is part of an ongoing blog series listing the most common (and most important) questions to ask when buying a home.

Happy home buying!

~Brandon