Applying for Section 8 Housing - How to Apply

Reader Question: How do I apply for section 8 housing?

For the benefit of other readers, I'd like to start with a brief definition before getting into the application process. Section 8 housing is the common name for the Housing Choice Voucher Program, a form of federal aide provided by HUD. This program provides rent assistance to people with low income.

So the first thing I need to clarify (since this is a home buying website) is that you cannot buy a house with Section 8 housing program. You can rent a house or apartment under the voucher program, but you cannot buy. I just wanted to point that out because it's a common point of confusion for people, judging by the emails we get from readers.

When you apply for the Section 8 housing, your vouchers will either be project-based or tenant-based. In the first scenario, you would have to live in a certain pre-approved apartment complex. In the second scenario (tenant-based vouchers), you would not be limited and could choose any apartment that meets certain guidelines set forth by the Section 8 housing program.

How to Apply for Section 8

Applying for this program is pretty straightforward. To apply for Section 8 you would first need to the Public Housing Agency (PHA) in your area. The Department of Housing and Urban Development has a list of PHA's on their website. These people will be able to assist you with the application process for the voucher program.

From everything I've read, there's often a waiting list for Section 8 housing. So if you are serious about applying for the program, I recommend contacting your PHA through the link above and getting your name on this list as soon as possible.