Category: Applying for a Loan

Hard to Refinance With a High Debt-to-Income Ratio

Story Summary: If you’re trying to refinance your mortgage in the near future, you better find out what your debt-to-income ratio is. Lenders have stricter qualification criteria these days, and that means a high DTI ratio could derail your refinancing plans.
I just read a Q&A session on the MarketWatch website about a woman who [...]

How to Apply for a Home Loan Online

If you’re reading this page, it probably means you are researching the process of applying for a mortgage loan online. If so, you’ve come to the right place to learn all about it! In this article, I’ll explain the basic steps needed to apply for a home loan online, and I’ll even recommend some websites [...]