<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The Housing Blog</title>
	<atom:link href="http://www.homebuyinginstitute.com/mortgage/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.homebuyinginstitute.com/mortgage</link>
	<description>Mortgage tips, credit advice and more</description>
	<lastBuildDate>Wed, 01 Feb 2012 16:07:05 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
		<item>
		<title>FHA Debt Ratios are Not Always Set in Stone</title>
		<link>http://www.homebuyinginstitute.com/mortgage/fha-debt-ratios-169/</link>
		<comments>http://www.homebuyinginstitute.com/mortgage/fha-debt-ratios-169/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 18:29:24 +0000</pubDate>
		<dc:creator>Brandon</dc:creator>
				<category><![CDATA[FHA Loans]]></category>

		<guid isPermaLink="false">http://www.homebuyinginstitute.com/mortgage/?p=1468</guid>
		<description><![CDATA[Reader Question: &#8220;I have heard that mortgage lenders have gotten really strict over the last couple of years with debt ratios on FHA loans. Is this true? If so, what is the maximum allowable debt-to-income ratio for first-time home buyers in 2012? And do they use gross or net income when calculating these numbers? Any [...]]]></description>
		<wfw:commentRss>http://www.homebuyinginstitute.com/mortgage/fha-debt-ratios-169/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

