U.S. Housing Market News With a Local Angle

Welcome to the Home Buying Institute’s news channel. HBI has been covering the U.S. housing market and mortgage industry for well over a decade. We provide housing market updates, mortgage industry coverage, and economic news that’s geared toward home buyers. You can learn more about our educational mission on this page.

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FHA Changes for 2019: Loan Limits Raised, Premiums Unchanged

Some important changes to the FHA loan program were announced last week. According to the Department of Housing and Urban ...
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All Texas Counties Get Higher Conforming Loan Limits for 2019

The conforming loan limit for Texas has been increased for 2019. Next year, all 254 counties across the state of ...
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Neighborhood in San Jose

Philadelphia and San Jose: Biggest Home-Price Forecasts Among Major Cities

In a recent analysis conducted by the Home Buying Institute, Philadelphia and San Jose were found to have the highest ...
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Report: These 8 Housing Markets Are ‘Heating Up’ the Most for 2019

What do Wilmington, Philadelphia, Atlanta and Rochester have in common? According to a recent housing industry report and forecast, these ...
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Coming attractions 2019

Outlook: Three Mortgage-Industry Trends That We Might See in 2019

A new round of mortgage industry forecasts and projections suggest that higher interest rates could lead to a purchase-dominated mortgage ...
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San Diego neighborhood. Source: Flickr, dmcdevit

San Diego Gets a ‘Slow but Steady’ Housing Forecast for 2019

A recent forecast for the San Diego real estate market suggests that home prices will continue rising into 2019, but ...
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Credit Score

Average Credit Score for FHA Borrowers Dropped to 681 in 2018

An October 2018 report published by CoreLogic (a housing analytics and research company) showed that the average credit score among ...
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Jacksonville Leads Housing Forecasts Among Florida’s Major Cities

Florida's statewide Realtor association recently issued an overall rosy assessment of the state's real estate market. Forecasts from other industry ...
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Analysis: FHA Loans Most Popular in Rhode Island, Mississippi, Maryland

According to data collected by the Urban Institute, Rhode Island is the number-one state in the country for FHA loan ...
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Too Much Debt: the #1 Reason for Mortgage Rejection Last Year

Editor's note: This is the second article in a two-part series. In part one, we explained how the overall rate ...
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Disclaimers: The Home Buying Institute often cites third-party reports that make predictions and forecasts relating to home prices, mortgage rates, etc. We curate and include such reports as an educational service to our readers. As a general rule, however, HBI makes no claims, predictions or assertions about future economic conditions.