U.S. Housing Market News With a Local Angle

Housing Market News With a Local Angle

Welcome to the Home Buying Institute. We provide “hyper local” housing market news for cities and metro areas across the United States. We do this by researching local real estate trends and also by soliciting input from local real estate professionals. In fact, the Home Buying Institute is currently building a nationwide team of housing reporters to cover trends and conditions at the local level.

We have been educating home buyers, sellers and mortgage shoppers for more than 10 years. We provide unbiased information that helps buyers and sellers make better-informed decisions. You can learn more about our company and our goals on this page.

Most Recent Stories

Forecast for San Diego Housing Market: Strong Gains Through 2020?

Wondering what San Diego home prices will do over the next few years? If so, you’ll want to check out this market forecast from the economists at Moody’s Analytics. It shows their long-range expectations for house values in the metro area.

Trend Watch: Conventional Mortgage Loans With 3% Down Payment

In 2016, Fannie Mae and Freddie Mac will be allowing conventional mortgage loans with down payments as low as 3%. Bank of America is also getting into the game.

California Real Estate Markets Dominate Realtor.com ‘Hot’ List, Again

Last week, Realtor.com updated its list of the 20 hottest housing markets in the U.S. This popular, recurring series looks at housing conditions in medium to large metropolitan areas across the country, and then ranks the hottest markets based on local supply and demand factors. California once again dominated the company’s hot list. Twelve of […]

Chart: Mortgage Rates Have Dropped Steadily Since 2016 Began

At the end of 2015, we reported that many economists and housing analysts were predicting a gradual rise in mortgage rates during 2016. This was partly because of the Federal Reserve’s decision to raise the short-term federal funds rate, after holding it near zero for years (along with other factors). But so far in 2016, […]

FHA Alternative: Bank of America’s 3% Down Payment Mortgage Loan

Cash-strapped home buyers rejoice. Bank of America, one of the largest mortgage lenders in the U.S. based on loan volume, recently announced it would offer a 3% down payment home loan without charging borrowers for private mortgage insurance. It’s a safe bet this product will be wildly popular with borrowers. For many years, home buyers […]

Texas Housing Markets Ideal for Investors in 2016, According to Forbes

According to a recent report, Texas has some of the best residential real estate markets for investors. This is based on an analysis of the 100 largest metro areas in the country. Housing markets in Austin, Dallas and San Antonio were all ranked within the top 10, as far as best places to invest in […]

Home Prices Rose in 91% of Housing Markets Last Year, According to RealtyTrac

Earlier this month, the real estate data firm RealtyTrac published its “Year-End 2015 U.S. Home Sales Report.” The report revealed that most local housing markets in the U.S. have experienced price gains within the last year — some in the double digits. According to the company, 91% of the markets analyzed experienced a year-over-year increase […]

Three Florida Housing Markets That Look Good for Investors

According to a recent study by Forbes and Local Market Monitor, the Florida cities of Cape Coral, Fort Lauderdale and Orlando are ideal for real estate investors in 2016. Three Texas cities also appeared within the top-ten list.

Denver, Seattle and Dallas Hottest Housing Markets for 2016, Says Zillow

According to a recent report by the real estate information company Zillow, Dallas, Denver and Seattle are the three hottest housing markets to watch in 2016. Home prices in these three cities — all of which are considered “tech towns” — are expected to rise steadily in 2016. Of course, this should come as no […]

FHA Down Payment Requirements in 2016, According to New Handbook

Want to use an FHA-insured mortgage loan to buy a house in 2016? If so, you’ll need to make a down payment of at least 3.5% of the purchase price or appraised value. But the money doesn’t have to come from you directly. It can be donated by a friend, a family member, or even an employer. Here’s an update on FHA down payment guidelines for 2016, based on the new HUD handbook.