U.S. Housing Market News With a Local Angle

Housing Market News With a Local Angle

Welcome to the Home Buying Institute. We provide “hyper local” housing market news for cities and metro areas across the United States. We do this by researching local real estate trends and also by soliciting input from local real estate professionals. In fact, the Home Buying Institute is currently building a nationwide team of housing reporters to cover trends and conditions at the local level.

We have been educating home buyers, sellers and mortgage shoppers for more than 10 years. We provide unbiased information that helps buyers and sellers make better-informed decisions. You can learn more about our company and our goals on this page.

Most Recent Stories

Some Housing Markets Are Getting Too Expensive for FHA Loans

FHA loans are one of the most popular mortgage financing products for home buyers these days. They’re especially popular among first-time buyers, who often lack the funds for a large down payment. (FHA allows for a down payment as low as 3.5%.) But with home prices rising steadily across the country, some housing markets are […]

Denver Real Estate Market One of 10 Most Stable in U.S. in 2016

The Denver, Colorado real estate market is currently one of the most stable in the nation, according to a recent ranking by SmartAsset. Boulder and Fort Collins were ranked #1 and #6, respectively. We’ve written about the Denver housing market a lot in 2016, mainly for its inclusion in top-10 lists. For instance, back in […]

Austin, Texas Housing Market Named Second Most Stable in the U.S.

According to a recent analysis by the finance website SmartAsset, Austin, Texas is the second most stable housing market in the United States. Boulder, Colorado was ranked first. Home prices in Austin have risen more or less steadily for many years, while avoiding the extremes of other real estate markets across the country. Austin Housing […]

Wells Fargo 3% Down Payment Mortgage Gives FHA Run for Its Money

Not to be outdone by its competitor Bank of America, which announced a 3% down payment mortgage program earlier this year, Wells Fargo recently stated that it too would offer fixed-rate mortgages for first-time buyers with down payments as low as 3%. This is significant for two reasons: (1) Wells Fargo is the largest mortgage […]

Forecast for San Diego Housing Market: Strong Gains Through 2020?

Wondering what San Diego home prices will do over the next few years? If so, you’ll want to check out this market forecast from the economists at Moody’s Analytics. It shows their long-range expectations for house values in the metro area.

Trend Watch: Conventional Mortgage Loans With 3% Down Payment

In 2016, Fannie Mae and Freddie Mac will be allowing conventional mortgage loans with down payments as low as 3%. Bank of America is also getting into the game.

California Real Estate Markets Dominate Realtor.com ‘Hot’ List, Again

Last week, Realtor.com updated its list of the 20 hottest housing markets in the U.S. This popular, recurring series looks at housing conditions in medium to large metropolitan areas across the country, and then ranks the hottest markets based on local supply and demand factors. California once again dominated the company’s hot list. Twelve of […]

Chart: Mortgage Rates Have Dropped Steadily Since 2016 Began

At the end of 2015, we reported that many economists and housing analysts were predicting a gradual rise in mortgage rates during 2016. This was partly because of the Federal Reserve’s decision to raise the short-term federal funds rate, after holding it near zero for years (along with other factors). But so far in 2016, […]

FHA Alternative: Bank of America’s 3% Down Payment Mortgage Loan

Cash-strapped home buyers rejoice. Bank of America, one of the largest mortgage lenders in the U.S. based on loan volume, recently announced it would offer a 3% down payment home loan without charging borrowers for private mortgage insurance. It’s a safe bet this product will be wildly popular with borrowers. For many years, home buyers […]

Texas Housing Markets Ideal for Investors in 2016, According to Forbes

According to a recent report, Texas has some of the best residential real estate markets for investors. This is based on an analysis of the 100 largest metro areas in the country. Housing markets in Austin, Dallas and San Antonio were all ranked within the top 10, as far as best places to invest in […]