U.S. Housing Market News With a Local Angle

Housing Market News With a Local Angle

Welcome to the Home Buying Institute. We provide “hyper local” housing market news for cities and metro areas across the United States. We do this by researching local real estate trends and also by soliciting input from local real estate professionals. In fact, the Home Buying Institute is currently building a nationwide team of housing reporters to cover trends and conditions at the local level.

We have been educating home buyers, sellers and mortgage shoppers for more than 10 years. We provide unbiased information that helps buyers and sellers make better-informed decisions. You can learn more about our company and our goals on this page.

Most Recent Stories

Home Prices Rose in 91% of Housing Markets Last Year, According to RealtyTrac

Earlier this month, the real estate data firm RealtyTrac published its “Year-End 2015 U.S. Home Sales Report.” The report revealed that most local housing markets in the U.S. have experienced price gains within the last year — some in the double digits. According to the company, 91% of the markets analyzed experienced a year-over-year increase […]

Three Florida Housing Markets That Look Good for Investors

According to a recent study by Forbes and Local Market Monitor, the Florida cities of Cape Coral, Fort Lauderdale and Orlando are ideal for real estate investors in 2016. Three Texas cities also appeared within the top-ten list.

Denver, Seattle and Dallas Hottest Housing Markets for 2016, Says Zillow

According to a recent report by the real estate information company Zillow, Dallas, Denver and Seattle are the three hottest housing markets to watch in 2016. Home prices in these three cities — all of which are considered “tech towns” — are expected to rise steadily in 2016. Of course, this should come as no […]

FHA Down Payment Requirements in 2016, According to New Handbook

Want to use an FHA-insured mortgage loan to buy a house in 2016? If so, you’ll need to make a down payment of at least 3.5% of the purchase price or appraised value. But the money doesn’t have to come from you directly. It can be donated by a friend, a family member, or even an employer. Here’s an update on FHA down payment guidelines for 2016, based on the new HUD handbook.

Washington, D.C. Foreclosure Home Inventory Above National Average

Washington, D.C. home buyers who are willing to jump through some extra hoops could save money by buying a foreclosure home. And according to a recent report by CoreLogic, there are still plenty of these distressed properties available in and around the nation’s capital.

7 Trends That Show the Housing Market Is Going Up

The U.S. housing market as a whole continues to strengthen, with the collapse of 2008 fading farther in the rear-view mirror. Local housing markets across the country are stabilizing at a rapid rate, with more cities entering their stable ranges every month. These are the latest housing markets trends being reported by Freddie Mac. According […]

An Expert’s Forecast for the Washington, D.C. Housing Market in 2016

We are only a few weeks into 2016, and already the housing experts are issuing their predictions for the Washington, D.C. housing market. In fact, the forecast “rollout” started at the end of 2015. One notable forecast came from David Charron, president of the Rockville-based multiple listing service MRIS, which covers the entire D.C. metro […]

Chart: Average Mortgage Rates Drop Again, Despite Fed’s Actions

Home buyers rejoice! The average rate for a 30-year fixed mortgage dropped again this week, for the third week in a row. This flies in the face of many experts’ predictions, which had called for a rise in loan rates at the start of 2016. The latest Freddie Mac chart says it all, and you’ll find it inside.

Prediction: California and Texas Housing Markets Could ‘Soften’ in 2016

Home prices in California and Texas housing markets could rise more slowly in 2016, compared to last year. But a major downturn in house values is unlikely. This is the latest real estate market prediction offered by Fitch Ratings, one of the three recognized credit ratings in the U.S. Of course, if you’ve been following […]

Highly Competitive Boston Housing Market Gets Higher Loan Limits in 2016

Several neighborhoods in the Boston area experienced some of the fiercest competition among home buyers last year, according to a report by the real estate company Redfin. Perhaps that’s why FHA and conforming loan limits were increased for 2016.