-
U.S. Housing Market News - Geared for Consumers
The Home Buying Institute publishes housing market news that is geared for consumers. We cover a variety of housing-related topics within the U.S., including mortgage rates, home prices, and other real estate trends. While other financial publishers write for journalists and industry insiders, we write solely for consumers. You'll find the most recent stories below.
Big Home Price Gains, Predictions for San Francisco and Las Vegas in 2015
January 30, 2015
The latest results from the S&P/Case-Shiller Home Price Index were published on Tuesday. The data showed a continued slowdown in home-price gains nationwide,... [full story]
In 2015, FHA Underwriting Process Mostly Unaffected by Rule Changes
January 26, 2015
Much has been written about the new mortgage rules that came onto the scene over the last couple of years. The Qualified Mortgage (QM) rule, for example, has generated... [full story]
Los Angeles Mortgage Rate Trends in 2015: Below 4%, but for How Long?
January 23, 2015
Summary: Los Angeles mortgage rates are currently averaging 3.63% in the 30-year loan category. Many analysts expect long-term interest rates to rise later in 2015,... [full story]
U.S. Metros With the Lowest Unemployment Rates in 2015
January 21, 2015
At a glance: Lincoln, Nebraska currently has the lowest unemployment rate of any metro area in the U.S., according to the Labor Department’s latest figures.... [full story]
Nine of the 10 Most Expensive U.S. Real Estate Markets Are in California
January 16, 2015
Each year, real estate franchise Coldwell Banker publishes a “Home Listing Report” with housing market data for nearly 2,000 cities and metro areas nationwide.... [full story]
FHA Annual Mortgage Insurance Premiums (MIP) for 2015
January 13, 2015
At a glance: The FHA annual mortgage insurance premium for 2015 is being reduced. This change takes effect on January 26, 2015. The new annual MIP for most FHA borrowers... [full story]
2015 FHA Loan Limits for California – All 58 Counties
January 9, 2015
In December 2014, the Department of Housing and Urban Development (HUD) announced the 2015 FHA loan limits for California and the rest of the country. There were... [full story]
