U.S. Housing Market News With a Local Angle

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Housing Market News With a Local Angle

Welcome to the Home Buying Institute. We provide “hyper local” housing market news for cities and metro areas across the United States. We do this by researching local real estate trends and also by soliciting input from local real estate professionals. In fact, the Home Buying Institute is currently building a nationwide team of housing reporters to cover trends and conditions at the local level.

We have been educating home buyers, sellers and mortgage shoppers for more than 10 years. We provide unbiased information that helps buyers and sellers make better-informed decisions. You can learn more about our company and our goals on this page.

Most Recent Stories

5 Most Stable Housing Markets Today: Fresno, Austin, Honolulu, Salt Lake, L.A.

What makes for a ‘stable’ housing market? Freddie Mac, the government-regulated mortgage buyer, has a ranking system for this very thing. And according to their most recent estimation, the metro-level real estate markets of Austin, Fresno, Honolulu, Salt Lake City, and Los Angeles are currently the most stable in the nation.

Dallas, Denver, San Francisco Real Estate Markets Leading in Home Price Index

The latest Case-Shiller Home Price Index was released earlier today, and the results are not surprising. Among other highlights we have this: Dallas, Denver and San Francisco had the largest year-over-year gains among key cities tracked by the index. This is largely the result of tremendous supply-and-demand imbalances that are occurring within these areas. Lots of buyers in the market, but not enough homes to go around.

Why Too Much Student Loan Debt Could Derail Your Mortgage

A recent report from the Federal Reserve Bank of New York revealed that more than 20% of student loan borrowers are behind in their payments. This could seriously harm their chances of qualifying for a mortgage loan down the road, when attempting to buy a first home. Let’s take a closer look at how these two things are related.

FHA Loans for People With Bad Credit: A New Initiative by HUD

A new initiative announced this week by the Department of Housing and Urban Development (HUD) could make it easier for people with credit issues in the past to qualify for an FHA loan. This is the latest in a series of steps taken by the agency to increase access to mortgage financing, particular for eligible but ‘underserved’ borrowers.

Austin, Plano, San Antonio Among Hottest Real Estate Markets in 2015

Summers are hot in Texas, and I’m not just talking about the temperature. According to a recent ranking by Realtor.com, three housing markets in the Lone Star State are currently among the hottest in the country. Austin, Plano and San Antonio all found their way into the top ten.

California Real Estate Forecast for 2016: Gradual Price Gains Ahead?

Homeowners in most parts of California could enjoy continued home-price appreciation through the end of this year and into 2016. This is based on a recent market forecast by the Golden State’s Realtor association. But the gains may be smaller than what we’ve seen over the last couple of years, and that’s probably a good thing.

Housing Brief Delivers New York City Real Estate News Weekly

The New York City real estate market is moving at a blistering pace, with apartment prices in some areas reaching record levels. The brokerage firm Cushman & Wakefield has projected $75 billion in land and building sales by the end of 2015. In July, the average home price in Manhattan rose to $1.87 million. It’s […]

Supply Shortage Lifts Home Prices in San Diego Real Estate Market

Planning to buy a home in San Diego, California? Better bring your ‘A’ game. There are fewer houses for sale these days, and stiffer competition. In fact, a recent report showed that local real estate listings have dropped by 30% over the last year. The San Diego housing market has shrunk. A lot. At the […]

The 2016 Home Buying Guide Is Out Early, and It’s Free

We are excited to announce that the 2016 Home Buying Guide is out early, and it’s available for free. You can download this 100-page handbook in PDF format. It walks you through the purchase process from start to finish.

How High Can the Denver Housing Market Climb in 2016?

Realtor.com recently ranked Denver, Colorado as the second-hottest real estate market in the country, at least among major metro areas. This is not surprising when you look at conditions on the ground. Inventory has declined over the last year, while demand for housing has increased. This has pushed prices upward. It’s Supply and Demand 101.