The 2012 Home Buying Guide - Download for Free

The Home Buying Institute is proud to offer the 2012 Home Buyer's Guide as a free public service. This book has been fully revised for 2012. It contains a wealth of information that no home buyer should be without. You can download a copy of the guide below.

• The most up-to-date book of its kind
• Written by the editor of the Home Buying Institute
• More than 180 pages of expert advice
• Covers all aspects of the home-buying process
• Must-read material for first-time home buyers
• Download your e-book today (PDF file)

You can download this e-book today and start using the lessons immediately. Requires the basic (free) version of Acrobat Reader.

Why You Need Current Information

The housing scene has changed dramatically over the last few years. Banks have failed. Mortgage products have disappeared. Home prices have plummeted. Credit has tightened. As a result of all this, home buyers need access to the most current information available.

That's where our home-buying guide comes in. This e-book is chock full of current, in-depth information for home buyers. Whether you're a first-time buyer, or a homeowner planning to buy a new home, you will find this book incredibly useful.

The Problem With Traditional Publishing

Traditional publishing is a slow-moving train. It can take anywhere from 12 - 24 months for a paperback to reach print, from the time the author finishes writing it. This isn't a problem for vampire novels or travel guides. But it presents a major problem for dynamic, ever-changing topics like the home-buying process. 

In short, most paperback and hardback home-buying guides contain outdated information by the time they reach print. They simply cannot keep up with the frequent changes in loan programs, mortgage requirements and the like. We have solved this problem by creating a home-buying guide in e-book format. It's the most current book of its kind.

A Simple Solution: Quarterly Updates

Our home-buying guide is revised and updated once every quarter (three months), to ensure you are getting the most current information available. So when you download a copy of this e-book, you can rest assured that the information is no more than 90 days old. The traditional publishing world simply cannot match this.

What's Inside the Home Buying Guide

This home-buying guide contains more than 180 pages of useful information for home buyers. It covers the budgeting process, credit scores, types of mortgage loans, home appraisals, home insurance, the closing process and more. Refer to the table of contents on the right side of the page for more details.

At the end of this book, you'll also find a bonus section on foreclosure homes. Buying a foreclosed home could potentially save you money. That's because these homes are often priced below their true market values. But buying a foreclosure property is different from a regular real estate transaction. In the bonus section of this guide, you'll learn what makes it different -- and how to navigate the process like a pro.

About the Author

This home-buying guide was written by Brandon Cornett. Brandon is a consumer advocate, and a full-time real estate researcher / writer. He is also the creator and editor of this website, the Home Buying Institute. His articles and commentary have appeared across thousands of websites, blogs and industry publications.